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CheckTrack automates the Re-deposited Check Entry (RCK) process, converting returned deposited items to an electronic format for presentment and collection. CheckTrack offers merchants quick and efficient collection for returned checks, and can be provided as a value-added service at no cost to merchants.

1. The merchant signs a bank authorization form notifying their bank to mail all returned checks to the CheckTrack processing center.
2. CPS provides a notice for merchants to post at the point-of-sale informing the customer that collections will be processed electronically.
3. Checks are converted to an electronic transaction and transmitted to the ACH network for next day debiting of the customer’s bank account for the face amount of the check.
4. A deposit is made to the merchant's account once the face value has been collected.
5. CheckTrack collects the state allowable fee after the face value has been posted to the merchant's account.

Items Eligible for Processing by CheckTRACK
CheckTrack automates the Re-deposited Check Entry (RCK) process, converting returned deposited items to an electronic format for presentment and collection. CheckTrack offers merchants quick and efficient collection for returned checks, and can be provided as a value-added service at no cost to merchants.

1. The merchant signs a bank authorization form notifying their bank to mail all returned checks to the CheckTrack processing center.
2. CPS provides a notice for merchants to post at the point-of-sale informing the customer that collections will be processed electronically.
3. Checks are converted to an electronic transaction and transmitted to the ACH network for next day debiting of the customer’s bank account for the face amount of the check.
4. A deposit is made to the merchant's account once the face value has been collected.
5. CheckTrack collects the state allowable fee after the face value has been posted to the merchant's account.