Telephone Check Payment allows merchants to offer customers an easy solution to pay by check over the phone. It’s fast and secure and gives any business another payment option for consumers who prefer or need to pay by check. Telephone Check Payment takes one quick phone call and will help expand sales and speed cashflow.
Our web-based solution is easy to use for you and your customers
How it works
PaymentXChange is a web-based application that processes check payments electronically through the Automated Clearing House (ACH) network. Paying customers simply provide their bank routing number and account number over the phone to your business and verbally authorize payment. The information is entered into the PaymentXChange online interface and sent to Creative Payment Solutions for processing.
The paying customer’s checking account is debited and funds are credited to your business account, all by
ACH transaction. We’ll even send a confirmation letter to the paying customer to complete the transaction.
Improve your cashflow and keep your customers happy
Accepting check payments over the phone offers you access to the significant group of consumers that don’t use credit cards, yet still want the convenience of shopping over the phone. PaymentXChange takes less effort for your business and clears payments faster than traditional mail and paper processing to speed your cashflow. You get your money faster and your customers get to choose the payment option that’s most comfortable for them. Choose a link below to learn more:
• PaymentXChange® for Financial Institutions
• PaymentXChange® for Business/Merchants