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Add PaymentXChange® to your cash management portfolio
Your business customers are constantly looking for ways to expand their sales and speed their cashflow.
And they look to you as their financial services advisor for innovative ways to gain a competitive
advantage. With PaymentXChange from Creative Payment Solutions, your financial institution can
offer its customers a secure and easy solution to accept check payments over the phone from
consumers who prefer or need to pay by check.
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Our web-based solution is as easy to sell as it is to use
PaymentXChange is a web-based application that processes check payments electronically through
the Automated Clearing House (ACH) network. Paying customers simply provide their bank routing
number and account number over the phone to the business or merchant and verbally authorize payment.
The information is entered into the PaymentXChange online interface and sent to Creative Payment
Solutions for processing. The paying customer’s DDA account is debited and funds are credited to the business’ own DDA account, all by ACH transaction. We’ll even send a confirmation letter to the paying
customer to complete the transaction.
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Fee income for you and improved cashflow for your customers
Accepting check payments over the phone offers your customers access to the significant group of consumers that don’t use credit cards, yet still want the convenience of shopping over the phone. PaymentXChange takes less effort for businesses and clears payments faster than traditional mail and paper processing to speed cashflow. They get their money faster and you get the incremental fee income.
For more information, contact our support services team and learn how the PaymentXChange Telephone Payment and Authorization will benefit your financial institution and your customers. |
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